- Shariah Compliance
Pegro Takaful operates in strict adherence to Islamic principles, avoiding elements of riba (interest), gharar (excessive uncertainty), and haram (forbidden) activities. Our Shariah Advisory Board ensures that all operations align with the Quran and Sunnah.
As Allah commands:
“O you who have believed, do not consume one another’s wealth unjustly, but only [in lawful] business by mutual consent.” (Surah An-Nisa, 4:29)
- Mutual Assistance
We are guided by the principle of ta’awun (mutual support), ensuring that our participants come together to provide financial protection for one another. This cooperation fosters solidarity and strengthens the social fabric of our communities.
- Transparency and Integrity
Pegro Takaful upholds the highest standards of honesty and transparency in all dealings. Participants are kept informed about fund management, claims processing, and surplus distributions, fostering trust and accountability.
- Inclusivity and Accessibility
Our services are designed to be inclusive, offering affordable protection plans that cater to diverse needs—from small business owners to families and individuals in underserved communities.
- Empowerment through Education
We believe in equipping participants with knowledge and tools to make informed financial decisions. Through workshops and training programs, we empower members to take charge of their financial security and risk management.
- Community Development
Pegro Takaful is committed to contributing to the welfare of society. By investing in halal ventures and supporting social initiatives like disaster relief and solidarity funds, we promote sustainable growth and collective well-being.
